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Personal Loans Designed Around Your Needs
Life doesn’t always follow a plan, and sometimes you need extra financial flexibility. Whether you’re covering an unexpected expense, consolidating debt, making a large purchase, or pursuing a personal goal, MembersOwn offers solutions designed to help you move forward with confidence.
At MembersOwn, we offer a variety of personal loan options because every member’s financial needs are different. From flexible lines of credit to fixed-term loans and short-term emergency solutions, our team is here to help you find an option that fits your situation.
As a not-for-profit credit union, our focus is providing personalized guidance and affordable lending solutions that support your financial well-being.
Lending Options for Different Needs.
Choose from a personal line of credit, installment loan, single-payment loan, or QuickCASH Loan.
Personal Line of Credit
A revolving loan that works similarly to a credit card. You’ll be approved for a set amount and pay interest only on the funds you use.
Installment Loan
Borrow a specific amount and repay it through scheduled payments over a set period of time.
Single-Payment Loan
A secured loan with a fixed maturity date that is repaid with interest in one cumulative payment.
QuickCASH Loan
Need cash fast? Qualified members can access a $500 loan for 60 days at low rates as an affordable alternative to payday lending.
Features & Benefits
- Choose from a personal line of credit, installment loan, single-payment loan, or QuickCASH Loan.
- Borrow the amount you need and select the option that best fits your goals and budget.
- QuickCASH Loans provide short-term financial relief with low rates as an alternative to payday loans.
- Many of our loan options offer fixed payment schedules, making it easier to plan ahead.
- Our team takes the time to understand your needs and help you choose a solution that works for you.
What can I use a personal loan for?
Personal loans can be used for a variety of needs, including unexpected expenses, debt consolidation, home improvements, major purchases, or other personal goals.
What’s the difference between a line of credit and an installment loan?
A line of credit allows you to borrow as needed up to your approved limit and pay interest only on what you use. An installment loan provides a lump sum that is repaid through scheduled payments.
What is a QuickCASH Loan?
QuickCASH Loans are $500 loans available for 60 days with low rates, designed to provide an affordable alternative to payday loans.
How do I know which loan option is right for me?
Our team is happy to discuss your needs and help you determine which personal loan option best supports your financial goals.
Talk to a Real Person
in Your Community
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
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