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A Place to Call Home

MembersOwn Credit Union is here to help with all your dreams—even the two-story, four-bedroom, three-bath variety! We offer loans to help you buy a new home, refinance, or improve your existing home. MembersOwn is here to help make homeownership feel more attainable.

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Lending Manager smiling at desk

Buying a home is one of life’s biggest decisions, and having the right lending partner can make all the difference. Through our trusted partnership with Centennial Lending, MembersOwn offers a variety of mortgage options designed to fit your goals, budget, and timeline.

Getting prequalified can help you understand your price range and show sellers that you’re ready to make a move with confidence.

What types of mortgage loans are available?

Through our partnership with Centennial Lending, we offer FHA, VA, and conventional mortgage loans, along with a variety of terms and rate options.

Why should I get prequalified?

Getting prequalified helps you understand how much home you may be able to afford and demonstrates to sellers that you’re a serious buyer.

Can I refinance my current mortgage?

Yes. Mortgage refinancing options are available and may help you achieve goals such as lowering your payment, changing your loan term, or accessing home equity.

Are both fixed-rate and variable-rate mortgages available?

Yes. We offer both fixed-rate and variable-rate mortgage options to help meet different financial needs and preferences.

Who will help me through the process?

You’ll receive personalized support from the lending professionals at Centennial Lending and the MembersOwn team throughout your home financing journey.

Talk to a Real Person
in Your Community

MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.

Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)

Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204

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