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Put Your Home’s Equity to Work
The equity you’ve built in your home can help you achieve what’s next. Whether you’re planning home improvements, covering educational expenses, consolidating debt, or preparing for a special getaway, MembersOwn offers home equity solutions designed to help you reach your goals with confidence.
A home equity loan or line of credit allows you to borrow against the equity you’ve built in your home. MembersOwn offers both fixed-rate and variable-rate options, giving you the flexibility to choose a solution that fits your needs and financial goals.
As a not-for-profit credit union, we’re committed to providing personalized guidance and helping you make informed decisions every step of the way.
Make Your Equity Work for You.
Whether you’re planning a renovation, consolidating debt, or preparing for what’s next, a home equity loan or line of credit gives you flexible access to the value you’ve built.
Flexible Borrowing Options
Choose between a fixed-term home equity loan or a home equity line of credit based on your needs.
Use Funds Your Way
Put your home’s equity toward renovations, education expenses, debt consolidation, vacations, and more.
Access Funds When You Need Them
A home equity line of credit allows you to borrow funds as needed, up to your approved limit.
Competitive Rates
Enjoy rates designed to provide value and help you make the most of your borrowing power.
What is a home equity loan?
A home equity loan allows you to borrow a set amount of money using the equity in your home as collateral. The loan is repaid through scheduled payments over a fixed term.
What is a home equity line of credit?
A home equity line of credit, or HELOC, gives you access to funds as needed up to your approved limit, providing flexibility for ongoing or unexpected expenses.
What can I use my home equity for?
Many members use home equity funds for home improvements, educational expenses, debt consolidation, major purchases, or other financial goals.
How do I know which option is right for me?
A fixed-term loan may be a good fit if you know exactly how much you need to borrow. A line of credit may be better if you want ongoing access to funds over time.
How do I get started?
You can apply online or contact our lending team. We’ll walk you through the process and answer any questions along the way.
Talk to a Real Person
in Your Community
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
Request a Free Consultation
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