Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Learn more
Become a Member. Become an Owner.
When you join MembersOwn Credit Union, you’re more than a customer. You’re a member-owner of a financial cooperative that puts people before profits.

Whether you’re opening your first account, switching financial institutions, or looking for a more personal banking experience, we’re here to help you every step of the way.
How to Join
Opening an account is simple. Complete your online application to get started, and our team will guide you through the rest of the process. We’ll take the time to understand your financial goals, answer your questions, and help you choose the accounts and services that best fit your needs.
Once your membership is established, you’ll begin enjoying all the benefits of being a MembersOwn member.
If you’re already a member and would like to open an additional account, please contact us directly.
Membership is open to individuals who:
- Live in Lancaster, Gage, Jefferson, Saline, Seward, Saunders, Cass, Otoe, Johnson, or Pawnee counties
- Work in one of these counties
- Worship in one of these counties
- Attend school in one of these counties
- Regularly conduct business in one of these counties
- Volunteer in one of these counties
- Membership is also available to immediate and extended family members of current MembersOwn members.
If you’re unsure whether you’re eligible, we’d be happy to help.
Why Join MembersOwn?
Choosing a financial partner is about more than rates and accounts. It’s about finding a team that puts your goals first. We warmly invite you to become part of the MembersOwn family by opening an account and becoming a member. Here, you’ll find personalized service, competitive financial solutions, and a trusted partner committed to helping you achieve financial success.
You’re an Owner
Every member has an equal ownership share in the credit union.
Personalized Service
You’ll work with real people who take the time to understand your goals.
Products That Fit You
From checking and savings to loans and digital banking, we’re here to help you achieve financial success.
Community-Focused
As a not-for-profit credit union, we reinvest in our members and the communities we serve.
Who can become a member?
Anyone who lives, works, worships, attends school, regularly conducts business, or volunteers in our eligible Southeast Nebraska service area may qualify for membership. Immediate family members of current members are also eligible.
Can I open more than one account?
Yes. Existing members can open additional accounts by contacting us directly.
How long does it take to open an account?
Our team will guide you through the process and answer any questions along the way. In many cases, membership can be established during your visit.
What makes MembersOwn different from a bank?
MembersOwn is a not-for-profit credit union owned by its members. Instead of serving shareholders, we focus on providing value through competitive rates, personalized service, and a commitment to helping our members succeed.
Talk to a Real Person
in Your Community
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
Request a Free Consultation
"*" indicates required fields