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Checking That Fits Your Life
You are in demand. With so many people counting on you, it’s good to know you can count on us. Our checking accounts keep pace with your busy life. With no monthly fees, no minimum balance requirements, and digital tools that fit your lifestyle, you can bank with confidence wherever life takes you.
Your checking account is at the center of your financial life. It’s where paychecks are deposited, bills get paid, and everyday purchases happen. That’s why we believe checking should be easy to use and built around your needs.
MembersOwn’s checking account offers convenient access to your money, valuable digital banking tools, and the personalized service you expect from a local credit union. Best of all, you can earn monthly dividends when you maintain an average daily balance of $500 or more.
Everything You Need for Everyday Banking.
Our checking accounts are designed to keep banking simple, convenient, and accessible. Enjoy no monthly fees, earn dividends with qualifying balances, use your free debit card with confidence, and access your money anytime through digital banking, surcharge-free ATMs, and shared branches nationwide.
No Monthly Fees
Enjoy checking with no monthly or annual fees, no minimum balance requirements, and no per-check charges.
Earn Monthly Dividends
Maintain an average daily balance of $500 or more and earn monthly dividends on your account.
Free Debit Card
Make purchases and access your funds with a free Mastercard® debit card.
Banking Wherever You Are
Manage your money anytime with digital banking. Plus, enjoy access to a nationwide network of surcharge-free ATMs and more than 5,500 shared branch locations after one month of membership.
Is there a minimum balance requirement?
No. Our checking account has no minimum balance requirement and no monthly or annual maintenance fees.
Can I earn dividends on my checking account?
Yes. Members can earn monthly dividends by maintaining an average daily balance of $500 or more.
What digital banking services are included?
Your checking account includes online banking, mobile banking, mobile deposits, free Bill Pay, and digital wallet compatibility with Apple Pay®, Google Pay™, and Samsung Pay®.
Where can I access my money?
You’ll have access to a network of surcharge-free ATMs and more than 5,500 shared branch locations nationwide after one month of membership.
How is my account protected?
We use security measures, including tokenization technology, to help protect your account information and provide a secure banking experience.
Talk to a Real Person
in Your Community
MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
Request a Free Consultation
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