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You Are Influential

You walk in. People here know your name. You’re treated like you own the place…because you do.

This is your credit union. At MembersOwn, you’ll find all things banking to help you plan, save, and track your finances. Our people are your people. They are devoted to helping you reach your goals.

Everything we do is guided by one purpose: making our members financially successful through personalized financial services presented with empathy and honesty as a valued partner of the MembersOwn family.

Become a Member

Member shaking hands with staff

This Is Your Credit Union

Being a credit union means putting people before profits. As a not-for-profit financial cooperative, every decision we make starts with one question:

How does this benefit our members?

Instead of answering to shareholders, we exist to serve our members and strengthen the communities we call home. Every dollar we earn is reinvested to enhance services, provide greater value, and support the financial well-being of the people we serve. We’re here to help you plan, save, borrow, and navigate life’s financial moments with confidence.

Credit unions have a purposeful “people helping people” way of providing financial assistance, direction, and security to members that is positively different from traditional banking. This philosophy is at the heart of our mission and values, guiding everything we do.

See why members choose us, what matters to them, read what we’ve been up to and callstop by, or email us – we’re here to serve you!

What Makes MembersOwn Different

If you’re looking for someone to partner with on your finances, you’ve come to the right place. Being part of a credit union has its perks, like great products and services, help with reaching your goals, and a financial institution that genuinely cares about you and our community.

Empathy and honesty are at the heart of everything we do. We take the time to understand your story, offering guidance that builds confidence and supports your financial journey. Our role is to be your trusted partner, creating a community where members feel valued, empowered, and in control of their future.

At MembersOwn, membership means belonging to a family that puts people first.

What is MembersOwn Credit Union’s philosophy?

MembersOwn Credit Union is a not-for-profit financial cooperative, locally owned by the members who save and borrow here. We have a unique common bond with people who live, work, worship, attend school, or belong to an organization in Southeast Nebraska.

Our members are family, trusted partners in a shared mission to achieve financial well-being. Whether you’re planning for the future, tackling new goals, or navigating life’s unexpected moments, we’re here with the personalized support and guidance you deserve.

At MembersOwn, people always come before profits. We’re dedicated to making financial services accessible and affordable, while also giving back to the communities that make us who we are.

Become a Member

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Empathy:

We believe every member deserves to be heard and supported with care, respect, and understanding.

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Personalized Guidance:

Your financial journey is personal. We take the time to understand your goals, answer your questions, and provide solutions designed around your needs.

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Cooperative:

As a member-owner, you have a voice. We succeed by working together and making decisions that benefit our members today and in the future.

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Not for Profit:

We exist for our members, not for profits. Every dollar we earn is reinvested to enhance our services, lower costs, and provide more value to you and the community we serve.

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Community-Driven:

We’re proud to support local initiatives, volunteer in our neighborhoods, and invest in the communities we serve.

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Trustworthy:

Trust is at the heart of everything we do. We’re committed to helping you make informed financial decisions with confidence.

Hear It From Our Members

5 stars

I have been working with this [credit union] now for years. Each person staffed here has given me an incredible experience. They hear and value my needs and meet me in the moment. Financially, they have helped me build my credit and make wise choices. I truly can’t say enough about how working with MOCU has changed my life for the better.

Thank you all, for you are GREATLY APPRECIATED!

Jennifer B.

Member since 2020

5 stars

MembersOwn has the most caring people in the banking industry. Not to mention very prompt and professional services. Always there to help and support us on our life journey.

Todd F.

Member since 2005

5 stars

This place is amazing. They gave me a shot, and I’m grateful. I had a low credit score, but they looked past it. I suggest banking with them.

Aaron G.

Member since 2024

5 stars

[Our lending specialist] helped us with a car loan and was incredibly knowledgeable on what we needed to do for our situation. She kept us updated on where she was at and got our loan written fast! We appreciate her and MOCU and suggest everyone who’s looking for a new loan to go there first!

Kaleigh D.

Member since 2022

5 stars

Awesome experience!!! Ana was super friendly and made my loan experience fast, easy, and straightforward. Great rates too. I would highly recommend Members Own. They gave me that “hometown” touch. Thank you!

June G.

Member since 2024

5 stars

Once again, MOCU has affirmed my high expectations for great service. I was treated as a valued member. Very personal and helpful treatment. Yes, this has been a “first-tier” experience!!! Thanks.

Gary M.

Member since 1996

Committed to Your Financial Security

BBB Accreditation

MembersOwn Credit Union has been accredited by the Better Business Bureau since March 2005.

AARP BankSafe Trained Seal

MembersOwn Credit Union staff have completed AARP’s BankSafe training, earning the Trained Seal as part of our ongoing efforts to fight financial exploitation.

Per the AARP’s website, BankSafe helps the financial industry better meet consumers’ financial needs and safeguard their assets.

Talk to a Real Person
in Your Community

MembersOwn is here to talk things through, answer questions, and help you decide what makes sense for your life—with friendly guidance from people who live and work right here in Nebraska.

Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)

Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204

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