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Own the Road
Get an auto loan with great rates and a
partner for every mile along the way.
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Federally Insured
Protected by NCUA up to $25,000
Local Service
Serving Southeast Nebraska since 1934
Real People
When you call, you’ll hear a person at the other end.
Your Passenger
Seat Partner
Buying a car starts with confidence and with a financial partner that helps make the road ahead feel freshly paved. At MembersOwn Credit Union, our auto loans combine great rates, flexible payments, and simple financing that’s as personalized to you as the trinkets on your keyring.
Whether you’re upgrading your vehicle or refinancing for better terms, we’re here with guidance and support for every mile along the way. Owning the road isn’t just about where you’re going, it’s about who’s riding with you.
Loan Calculator
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Low APR Auto Loans
Get a great rate to buy your new or preowned vehicle. We have 100% financing for most purchases and terms up to seven years! When you’re ready to make a purchase, take advantage of our helpful auto buying services to secure a deal.
Auto Loan Refinancing
Reduce your current interest rate and/or monthly payments by refinancing your auto loan with MembersOwn. The process is simple and the savings come with neighborly service that’s all about you!
MembersOwn Is Here to Help
Struggling with a low credit score? We can help you get your dream car and a loan that meets your financial needs. Explore auto loan options and get free advice, along the way.
Protection Plans
You can never be too careful when preparing for unexpected and untimely scenarios. Whether it’s losing a job, getting a flat tire, or a car accident, it’s better to have protection for you, your family, and your car. Contact us today to learn more about these protection plans.
We’ll be with you for every mile, from the first turn of the key to the moment you drive off in your dream car. Ready to own the road? Let’s go!
MembersOwn Loan Protection
Helps cover your loan payments if a covered life event impacts your ability to pay. Ask us how to add protection to your loan today.
Route 66 Extended Warranty
Extend your vehicle coverage beyond the manufacturer’s warranty for less than dealer pricing. Includes towing, roadside assistance, and rental reimbursement, with the cost easily added to your auto loan.
Guaranteed Auto Protection (GAP)
Cover the difference between your insurance payout and remaining loan balance if your car is totaled or stolen.
Depreciation Protection
Protect your vehicle equity. If your car is a total loss, this plan may waive part or all of your remaining loan balance based on your vehicle’s value at time of purchase.
Have questions?
Our team of experts would be happy to talk with you! Simply sign up for a meeting with a Lending Specialist or text us at 402-436-4364 to learn more.
Lincoln Branch
1391 South 33rd Street
Lincoln, NE 68510
402.436.5365 (Text Friendly)
Beatrice Branch|
2600 Eastside Boulevard
Beatrice, NE 68310
402.223.4204
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FAQ About MembersOwn
What does “MembersOwn” mean?
A HELOC is a loan secured by your home, using its equity as collateral. Your equity is the difference between what your home is worth today and what you still owe on your mortgage. Once approved, you get a credit limit you can borrow from, repay, and borrow from again — much like a credit card, but with far lower interest rates. You only pay interest on what you actually draw.
What can MembersOwn help me with?
A HELOC is a loan secured by your home, using its equity as collateral. Your equity is the difference between what your home is worth today and what you still owe on your mortgage. Once approved, you get a credit limit you can borrow from, repay, and borrow from again — much like a credit card, but with far lower interest rates. You only pay interest on what you actually draw.
Can I open a checking/savings account?
A HELOC is a loan secured by your home, using its equity as collateral. Your equity is the difference between what your home is worth today and what you still owe on your mortgage. Once approved, you get a credit limit you can borrow from, repay, and borrow from again — much like a credit card, but with far lower interest rates. You only pay interest on what you actually draw.
How do I open an account?
A HELOC is a loan secured by your home, using its equity as collateral. Your equity is the difference between what your home is worth today and what you still owe on your mortgage. Once approved, you get a credit limit you can borrow from, repay, and borrow from again — much like a credit card, but with far lower interest rates. You only pay interest on what you actually draw.